Harp up to 175% LTV

Description: HARP or Home Affordable Refinance Program states that there will be at least 175% LTV or loan-to-value ratios because […]

Reverse Mortgages

Description: This loan option is specifically for aspiring homeowners at least 62 years old. Other qualifications include being free and […]

Ginnie Mae & Fannie Mae

Description: Ginnie Mae is assigned to provide support to the market for FHA and VA loans while Fannie Mae supports […]

Conventional Mortgages

Description: Prospera Home Loans is a private company and we are able to issue conventional mortgage loans. The payments will be […]

VA Loans

Description: VA stands for Veterans Affairs. We understand how difficult it is to own a home especially if you are […]

FHA Loans

Description: Prospera Home Loans insured by the Federal Housing Administration (FHA) have several benefits like smaller down payments, easy qualifications, […]

Jumbo (Non-Conforming Loans)

Description: Jumbo loans can be 30 and 15 years fixed and these types of loans carry a much higher interest […]

Fixed Interest Rate Mortgage

Description: We offer our borrowers with loan fixed mortgage options of 10 years, 15 years, 20 years and 30 years […]