Our only purpose is to deliver successful results.
You do not need to be afraid of taking the first steps towards homeownership because we will guide you. We have helped many families already and they have all found their own peace of mind thanks to our World-Class Mortgage Experience.
Our team of experts will help you through the lending process from start to finish – from your first open house to your very own settlement. Upon submission of your application online, expect to hear back from our Loan Experts shortly to discuss the next step.
We are always available for a phone call or a walk-in appointment, and we’d love to sit down with you and discuss your goals and how we can help you accomplish them!
Call us today at 1- 804-447-2848, and Let’s Get It Done.
Why Prospera Home Loans?
Your housing needs deserve the care of a specialist.
Combined Years of Experience
Description: HARP or Home Affordable Refinance Program states that there will be at least 175% LTV or loan-to-value ratios because […]
Description: This loan option is specifically for aspiring homeowners at least 62 years old. Other qualifications include being free and […]
Description: Ginnie Mae is assigned to provide support to the market for FHA and VA loans while Fannie Mae supports […]
Description: Prospera Home Loans is a private company and we are able to issue conventional mortgage loans. The payments will be […]
Description: VA stands for Veterans Affairs. We understand how difficult it is to own a home especially if you are […]
Description: Prospera Home Loans insured by the Federal Housing Administration (FHA) have several benefits like smaller down payments, easy qualifications, […]
Description: Jumbo loans can be 30 and 15 years fixed and these types of loans carry a much higher interest […]
How does refinancing save homeowners money?
by homemortgage on January 21, 2020 at 7:23 pm
Question: How does refinancing save homeowners money? There are two categories of refinancing, “rate-and-term” and “cash-out.” Both can save you money. Categories of Refinancing The first type, rate-and-term, replace your existing loan with one that has a […]
Condo vs townhome: what’s the difference?
by homemortgage on January 17, 2020 at 8:31 pm
What is the difference between Condo vs townhome? Homebuyers opting to buy multifamily style housing (condos, townhomes) do so for reasons that include budget, location, lifestyle, convenience, and the prospect of less maintenance. When considering what type of multifamily home […]
Minimum down payment for first-time homebuyers
by homemortgage on January 17, 2020 at 7:59 pm
Someone once asked us: With the way the economy has taken a toll on savings accounts, the traditional 20% minimum down payment for first-time homebuyers seems out of reach for many first-time home buyers like myself. Are more first-timers going the route of 5%-15% down payments? […]
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