WELCOME to Prospera Home Loans
If you're ready to buy or refinance your home, our mortgage experts are here to help you find the mortgage that will best fit your needs. Let us help you turn a house into your home.
OWN THE HOME MEANT FOR YOU
Offering the tools you need to help close more loans. Your housing needs deserve the care of a specialist. We've made it as easy as possible to apply, and even easier to get to the finish line.
World-Class Digital Mortgage Experience
We are always available for a phone call or a walk-in appointment, and we'd love to sit down with you and discuss your goals and how we can help you accomplish them!

Ready To Achieve Your Ownership Dreams?

THE BEST IN THE BUSINESS

We always ensure that we provide quality services and loan estimates to you. Our team of experts will help you through the lending process from start to finish.

THE SIGN OF EXPERIENCE

We have a long-standing experience in providing extensive loan programs and ensuring that you get the home that you want.

THE KEYS TO YOUR HOME

We are a DBA of one of the fastest growing companies in the United States which makes us provide a wide variety of options for you.

About us

Helping families to achieve the dream of home ownership

Our only purpose is to deliver successful results.

You do not need to be afraid of taking the first steps towards homeownership because we will guide you. We have helped many families already and they have all found their own peace of mind thanks to our World-Class Mortgage Experience.

Our team of experts will help you through the lending process from start to finish – from your first open house to your very own settlement. Upon submission of your application online, expect to hear back from our Loan Experts shortly to discuss the next step.

We are always available for a phone call or a walk-in appointment, and we’d love to sit down with you and discuss your goals and how we can help you accomplish them!

Call us today at 1- 804-447-2848, and Let’s Get It Done.

Why Prospera Home Loans?

Your housing needs deserve the care of a specialist.

8

Loan Programs

200

Combined Years of Experience

100

Clients Served

LOAN Programs

Below are some of the different mortgage loan programs that Prospera Home Loans provides.

Today's Rates

Mortgage Interest Rates

Latest News/Blogs

  • First-time homebuyer revelations and reality checks
    by homemortgage on April 11, 2019 at 11:45 pm

    There are few people you can learn better from than the ones who have been there/done that. In her Forbes article outlining her first time home buying experience, Julia Delitt names a few things she did not expect from it.  Let us share with you some of her first-time […]

  • What does it take to get a VA home loan approval?
    by homemortgage on April 6, 2019 at 12:11 am

    Someone once asked us: What’s the minimum credit score for a VA home loan approval? Technically, there is no minimum credit score for a VA-guaranteed home loan. A veteran borrower could have no FICO score and get approval based on “non-traditional” credit. […]

  • Student debt and home purchase
    by homemortgage on March 29, 2019 at 12:44 am

    What is the relation of student debt to home purchase?  It used to be that loans deferred by 3 or more years could be ignored for the sake of qualifying for a mortgage loan. Now we must include even deferred payment loans. Let me explain how lenders approve loans from […]

Stay connected with us

Contact Us

Mon to Sat – 9:00 AM to 7:00PM | 804-447-2848 |  info@prosperahomeloans.com
For any complaints, please contact corporate: 800-700-7885 or email info@homemac.com





Visit Our Office

MAIN OFFICE: 4 Hutton Centre Dr., Ste. 500, Santa Ana, CA 92707
BRANCH OFFICE: