Our only purpose is to deliver successful results.
You do not need to be afraid of taking the first steps towards homeownership because we will guide you. We have helped many families already and they have all found their own peace of mind thanks to our World-Class Mortgage Experience.
Our team of experts will help you through the lending process from start to finish – from your first open house to your very own settlement. Upon submission of your application online, expect to hear back from our Loan Experts shortly to discuss the next step.
We are always available for a phone call or a walk-in appointment, and we’d love to sit down with you and discuss your goals and how we can help you accomplish them!
Call us today at 1- 804-447-2848, and Let’s Get It Done.
Why Prospera Home Loans?
Your housing needs deserve the care of a specialist.
Combined Years of Experience
Description: HARP or Home Affordable Refinance Program states that there will be at least 175% LTV or loan-to-value ratios because […]
Description: This loan option is specifically for aspiring homeowners at least 62 years old. Other qualifications include being free and […]
Description: Ginnie Mae is assigned to provide support to the market for FHA and VA loans while Fannie Mae supports […]
Description: Prospera Home Loans is a private company and we are able to issue conventional mortgage loans. The payments will be […]
Description: VA stands for Veterans Affairs. We understand how difficult it is to own a home especially if you are […]
Description: Prospera Home Loans insured by the Federal Housing Administration (FHA) have several benefits like smaller down payments, easy qualifications, […]
Description: Jumbo loans can be 30 and 15 years fixed and these types of loans carry a much higher interest […]
First-time homebuyer revelations and reality checks
by homemortgage on April 11, 2019 at 11:45 pm
There are few people you can learn better from than the ones who have been there/done that. In her Forbes article outlining her first time home buying experience, Julia Delitt names a few things she did not expect from it. Let us share with you some of her first-time […]
What does it take to get a VA home loan approval?
by homemortgage on April 6, 2019 at 12:11 am
Someone once asked us: What’s the minimum credit score for a VA home loan approval? Technically, there is no minimum credit score for a VA-guaranteed home loan. A veteran borrower could have no FICO score and get approval based on “non-traditional” credit. […]
Student debt and home purchase
by homemortgage on March 29, 2019 at 12:44 am
What is the relation of student debt to home purchase? It used to be that loans deferred by 3 or more years could be ignored for the sake of qualifying for a mortgage loan. Now we must include even deferred payment loans. Let me explain how lenders approve loans from […]
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