More Options to
Meet Your Needs
At Prospera Home Loans we understand that not everyone can qualify for conventional loan programs. That’s why Prospera Home Loans now offers specialty niche programs in addition to our traditional home purchase options that can help you achieve your home-ownership goals.
We offer a variety of programs:
- ☑ Financing available 1 day out of foreclosure, short sale or deed-in-lieu
- ☑ Borrow up to 80% of the value of the home
- ☑ Late mortgage payments in the last 12 months acceptable
- ☑ Non-warrantable condos acceptable
- ☑ 100% gift funds allowed
- ☑ Foreign National program — non-US credit accepted
- ☑ No pre-pay penalty on owner-occupied or second homes
- ☑ Bank Statement Program for self-employed borrowers
- ☑ No maximum properties financed — can close in LLC (Limited Liability Company)
- ☑ Investment property can use subject cash flow for income
- ☑ Asset Depletion available — can use assets for income
- ☑ Loans up to $2 million
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